Advance America
Advance America

Is Advance America a real loan?

Advance America is a financial services company that provides various financial services and products, including payday loans, instalment loans, cash advances, title loans, online cash advances, and check cashing services. Advance America is the nation’s largest consumer financial services provider, serving more than 3 million customers per year. The company has over 2,000 locations in 30 states and is one of the most prominent players in the payday loan industry.

Is Advance America a real loan?

Advance America was founded in 1997 and has grown to become one of the largest short-term credit providers in the United States. The company is committed to helping customers manage their finances responsibly and offers a variety of programs and products to help customers make informed financial decisions. Advance America has also established itself as one of the industry’s most trusted and reliable financial services providers.


Advance America is a financial services company that was founded in 1997. The company provides short-term financial solutions such as payday loans, instalment loans, and lines of credit. It is the largest provider of payday loan services in the United States, with over 2,000 locations. The company also offers online services for customers to apply for a loan, manage their accounts, and make payments.  It is a publicly-traded company listed on the New York Stock Exchange under the AEA symbol. The company has grown significantly and operates in 44 states, Puerto Rico, and the United Kingdom.

Services of Advanced America

Advance America provides financial services such as payday loans, instalment loans, title loans, tax preparation and filing services, MoneyGram money transfer services, prepaid debit cards, money orders, and other financial services. They also offer financial education and financial literacy programs to help customers better understand how to manage their finances and make smarter decisions.

Advance America has over 2,700 stores in 36 states and online services in 28 states. They are the largest provider of short-term credit services in the United States and the only provider of these services that are publicly traded on the New York Stock Exchange.

Pros and Cons   


1. Advance America offers a variety of convenient loan options that can help customers get the money they need quickly.

2. Their short-term loan products can provide quick cash to cover unexpected expenses.

3. They offer a secure online application process and friendly customer service.

4. They provide flexible repayment options, including extending the loan if needed.

5. They offer competitive interest rates and fees.


1. Their short-term loans can be expensive, with high-interest rates and fees.

2. Customers must provide collateral for some loans, which can be difficult for those who don’t have any available assets.

3. Late payments may incur additional fees and penalties, so customers should be sure to make their payments on time.

4. Advance America only operates in certain states, so not everyone can access their services.

5. Payday loans may be challenging to pay off, as they are due in full on the customer’s next payday.

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Advance America
Advance America


Advance America is a reliable financial services provider that offers a range of solutions to meet the needs of its customers. It is dedicated to helping customers find the most suitable solutions to their financial needs, from short-term cash advances to instalment loans and other financial services. With friendly and knowledgeable staff, convenient locations, and flexible repayment terms, It is an excellent choice for reliable financial services.